To construct an appropriate portfolio profile for a prospective client, a significant amount of research is required. Investment time horizon, personal or institutional risk tolerances, tax considerations, ongoing income needs, evolving family financial needs such as children attending college, etc. all must be considered in order to appropriately match an individual with a suitable portfolio. All portfolio managers and our research staff are available at all times to assist in the assessment process. With SGL's combined background of skill sets and experience, we are able to do an exceptional job of matching individuals and institutions with an appropriate investment package that suits their unique needs.

Trust is an essential aspect of SGL's client relationships. Quite simply, without the trust of our individual and institutional clients, the investment advisory model ceases to function effectively. Our clients entrust us with making management decisions on their accounts and we take that very seriously. We are well aware that trust is earned , not given, and we endeavor to begin earning that trust from the inceptual stages of the client development process. Our focus on communication and and transparency permeates our entire process - from the first meeting with a prospective client to the ongoing particular day to day details of the portfolio management process.

At SGL Investment Advisors our focus is on the long-term, whether it be in our investment decisions or in our client relationships. Trust and understanding takes time to build and is an ongoing process. And we believe that communication is a vital component of any professional relationship. To that end, we encourage our clients to ask any and all questions that they may have regarding the ongoing process of portfolio management. If one of our clients is curious why we bought a particular stock, bond or Certificate of Deposit, we encourage them to contact our portfolio managers or research staff for a detailed explanation of our rationale. Many of clients often call just to 'take our temperature' regarding economic conditions. We try to meet at least quarterly with our clients in order to reassess their needs and make any necessary portfolio adjustments. Via our public presentations, SGL tries to provide our clients and prospective clients with an easy forum at which to stay updated on our methodologies.